Family money calculators for Australian parents

What do childcare and work really leave your family?

ParentMath combines childcare fees, estimated CCS and work income in one private calculation. In the live example, a family with two children has $990 in weekly fees, about $721 in estimated CCS and a $269 gap. Use your own figures to compare the choices in front of you.

Last updated 11 August 2026 · current 2026–27 Australian settings

Australian settingsPrivate by defaultNo account required
Choose your decision

Start with the question on your mind.

Later module

Leave Maths

Plan employer leave, government Paid Parental Leave and unpaid leave runway.

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Can one family picture answer more than one question?

ParentMath is being built so common family details can be reused across calculators. At launch, your calculator data stays in this browser.

  1. 1Add your family details
  2. 2Test a decision
  3. 3Compare the result in plain English
Trust and privacy

What happens to the figures you enter?

Local by default. Financial inputs remain on your device unless you choose to share a scenario.

Transparent assumptions. Calculation settings are dated and linked to official sources.

Educational estimates. ParentMath is not a government service or financial adviser.

Read the methodology →
Latest guides

What sits behind your childcare result?

For childcare centres

Give parents a cost estimate using your centre's fees.

The founding pilot includes a hosted calculator and a path to your existing enrolment enquiry.

See the centre pilot