Child Care Subsidy calculator for Australian families

What do childcare and work really leave your family?

Estimate your Child Care Subsidy and weekly childcare costs, then compare what another working day could leave.

Australian settingsPrivate by defaultNo account required
Your weekly picture Example family
$59
estimated weekly childcare gap
Fees$360
−
Estimated subsidy$301
=
Your gap$59

Estimated standard Child Care Subsidy rate: 83.7%. The amount paid during the year may differ if withholding applies.

Australian Child Care Subsidy calculator

Estimate your weekly childcare costs

Example family

Use the pay before tax shown on each payslip. ParentMath turns weekly, fortnightly or monthly pay into an annual family income estimate.

Estimated annual family income: $120,000

Estimated final weekly gap$59
Fees$360
−
Estimated subsidy$301
=
Your gap$59

Estimated standard Child Care Subsidy rate: 83.7%. The amount paid during the year may differ if withholding applies.

Next, compare working days

Add both incomes to see what another workday could leave after tax and childcare.

Add another child or change care type →

This quick estimate does not save your figures.

Last updated 11 August 2026 · current 2026–27 Australian settings

From question to answer

See the calculation in plain English.

Enter your figures, test a family decision and compare the result. Your calculator data stays in this browser unless you choose to share a scenario.

  1. 1Add your family details
  2. 2Test a decision
  3. 3Compare the result in plain English
Trust and privacy

What happens to the figures you enter?

Local by default. Financial inputs remain on your device unless you choose to share a scenario.

Transparent assumptions. Calculation settings are dated and linked to official sources.

Educational estimates. ParentMath is not a government service or financial adviser.

Read the methodology →
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What sits behind your childcare result?

For childcare centres

Give parents a cost estimate using your centre's fees.

ParentMath gives families a hosted cost calculator using your fees, with a clear path to your existing enrolment enquiry.

See ParentMath for centres